The following is a list of some of the most popular blackjack or 21 online for real money versions offered by our suggested virtual casinos. These real money online casino sites have the largest selection of both real money and free play blackjack games. Most titles are available to play in both single-hand and multi-hand format. Playing online blackjack for free also helps you to develop your strategy and see what works for you, all without risking your own cash. Once you're up to speed, you can play real money blackjack.

Real money blackjack is one of the most sought-after games in the USA. This is most likely because of how easy it is to play and win money.

With so many real money blackjack casinos available, it can be challenging to determine which ones are the best. That’s where we come in. We have developed a list of the best US online casinos, and you can’t go wrong by choosing to play at any one of them.

Betting Site
BonusBet Now
1100% up to €250Go to Site
2
Europa Casino
200% up to €500Go to Site
3100% up to €400Go to Site
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Spinia
100% up to €250Go to Site
5100% up to $1,000Go to Site

If you need more info on everything there is to know about real money online blackjack, please feel free to continue reading our guide. We work hard to make sure you are equipped to play blackjack at any of the US online casinos we recommend.

Best Real Money Blackjack Casinos USA

We know what you must be thinking at this point. Why these casinos? What makes these US real money blackjack casinos worthy of our top five list? Let us explain.

Blackjack

You can rest assured we do not just pick these casinos at random. Each casino has been thoroughly researched and tested to ensure it reaches our high standards.

We address our intense process for choosing the casinos we recommend in the section below.

How We Choose the Best Real Money Blackjack Casinos

These are a few of the criteria we follow when we search for online casinos games that are trustworthy and legitimate to use.

We Always Check User Reviews

Before we choose which online real money blackjack casinos to recommend, we also check out their user reviews. We don’t take any of the complaints we read lightly, and we always further investigate complaints to see if multiple users are experiencing the same issues.

A casino with persistent complaints in a specific area will not make our list of recommendations. It’s that simple.

App

We Test Deposits and Payouts

We have played blackjack at each and every one of the casinos on our list. Playing the games and making sure we don’t have any issues with their deposit or payout process is very important to us.

If we have any issues in this area with any of the real money online casinos with blackjack we are testing, then that particular casino will be cut from our list.

We Test Every Form of Customer Service They Offer

Another area we always consider when rating a casino is its customer service team. We contact a casino’s phone line, email address, live chat option, and any other forms of communication they provide.

We ask every customer service agent we get a hold of a variety of questions to check for response time, knowledge, and courtesy.

How to Play Real Money Blackjack

If you are wondering how to play blackjack online for real money, then this is the section for you. We provide you with a quick overview of how the game is played.

What Is the Object of the Game?

The object of blackjack is to win money by reaching card totals higher than the dealer’s hand without busting. Getting a total hand of 21 is the most ideal scenario.

Card Point Values
  • Ace: 1 or 11 points (player’s choice)
  • Cards 2 to 10: correspond to their numerical value
  • Face Cards (King, Queen, Jack): 10 points

How to Play Online Blackjack for Money

Before the cards are dealt, each player places a bet by putting the desired amount of chips in front of them on the blackjack table. The minimum and maximum bet size will vary depending on which real money blackjack casino you are playing at.

You will initially get two cards to start with. The dealer will also receive two cards, one face up and one face down. After the cards are dealt, you can stand, surrender, split, hit, or double down.

  • By choosing to stand, you are deciding to not take any more cards.
  • By surrendering, you are opting out from playing the game and will receive back 50% of your initial stake.
  • By splitting, you decide to take your two cards and separate them as if they are two different hands.

Another card will then be dealt to pair up with each of the cards you split.

When you double down, you are doubling your initial bet based on the value of the first two cards you receive. Each time you hit, you will receive one additional card. That card will be added to your hand’s total point value to reach the desired 21 points.

  • If your hand surpasses 21 points, you forfeit the game.
  • If your hand reaches 21 points, you automatically win!
  • If your hand contains less than 21 points but is higher than your dealer’s hand, you also win.

The exact amount you win is determined by your initial bet amount.

Playing blackjack online for money

Most Popular Variations of Real Money Blackjack

Real money blackjack is not just available in its classic format. Here are details on the most popular blackjack variations we could find.

Blackjack Switch

Blackjack Switch is a relatively new variation of blackjack that emerged in 2009. It differs from traditional blackjack because players will be dealt two hands instead of one. During the initial deal, players can switch the top cards between their two hands, adding a fun twist to this classic game.

Face Up 21

The major difference between this variation of blackjack and traditional real money blackjack is that both of the dealer’s initial two cards will be dealt face-up, giving you a better idea of what you are up against.

This changes the dynamic of the game and is believed to give players the upper hand.

Spanish 21

While Spanish 21 is played similarly to traditional real money blackjack, you will notice one major difference. All 10s have been taken out of the game, so hand point totals are generally smaller, and players typically hit multiple times.

Progressive Blackjack

Progressive blackjack includes all of the same cards as classic blackjack, but it does come with a twist. The dealer is required to hit on 16 or below and stand on 17 or higher. This puts dealers at a slight disadvantage, which is why it has become so popular.

Reasons to Play Real Money Blackjack Online

Here, we are going to cover a few of the most compelling reasons to play blackjack online.

Easy to Get Started Playing for Real Money

Thanks to advancements in technology, it is easier than ever to play blackjack online for money. Signing up at any of the real money blackjack sites from our list can be done within a matter of minutes, and it requires minimal effort on your part.

It also gives you the chance to win money playing online blackjack from home; it doesn’t get much easier than that.

Several Variations to Choose From

When you visit a brick and mortar casino, you have to choose between the limited variations of blackjack that they offer. Some casinos only have a couple of options. When playing online, you can find any variation of blackjack within a matter of minutes!

Life

Even if you want to find a specific minimum or maximum bets amounts, that’s also pretty easy to find.

Potential to Win a Substantial Amount of Money

Online casinos with blackjack are less likely to limit how much you can money you can win through playing real money blackjack than their brick and mortar counterparts. Their maximum bet amounts are typically higher, too, so you really can win a large sum of money.

Wrap Up on Playing Blackjack for Real Money

If you love playing blackjack, then we recommend playing real money blackjack online. By choosing from any one of our recommended real money blackjack sites, you are sure to find a trustworthy casino that meets your unique needs, even for players in the USA.

There are a wide variety of blackjack variants available online, so even the pickiest player will find something for them. Don’t just take our word for it, though; start playing online blackjack for money today!

Real Money Blackjack FAQ

Real Online Blackjack Gambling

Here, we cover some of the most frequently asked questions we get from our readers about online real money blackjack.

Yes, absolutely! We are so thankful for the advancement of technology. We may not have been able to answer this question so positively 10 years ago, but now, almost every online casino offers its casino in an app format.

While they may not offer every variant of blackjack that they have on the desktop version of their site, they will typically have one to two versions of real money online blackjack to choose from.

Before we answer this question, we want to start off by telling you that we are not lawyers or legal professionals. However, to the best of our knowledge, it is not illegal to play real money blackjack online in the US.

Every state has its own set of rules regarding online gambling, and we recommend checking out those laws in the areas you plan to play in to be safe.

If you have never played blackjack before, we recommend starting with classic/traditional real money blackjack. Every other variant of blackjack is based on this one.

Learning the basics of traditional blackjack will make it easier to learn any other variation in the future.

Yes, we certainly think so! blackjack is one of the simpler online casino games to learn. We always enjoy ourselves when we get the opportunity to play it. Some of us have even scored huge payouts.

This is our first blackjack game and trainer and I'm proud to finally add our version 2 with enhanced graphics and the ability to learn how to count cards to my website. The game is mostly self-explanatory. If you make an inferior play, the game will warn you first. I recommend that before you play for real money both online in person that you practice on the game until you very rarely are warned you a making an inferior play. If doubling or splitting is mathematically the correct play, but you don't have enough chips, the game will give the best advice for what you can afford to do. Do not change rules mid-hand. If you do, the change will not take effect until the next hand. The advice is based on my own analysis and basic strategy tables for one, two, and four+ decks. The deck(s) is(are) shuffled after every hand.

If you find any bugs, please contact me. A screenshot would be appreciated if you claim the game is misplaying a hand. I get a lot of incorrect reports that the advice given is incorrect. This usually can be explained by the user not using the correct basic strategy for the rules selected. I have also had many comments about the advice on a player 16, composed of 3 or more cards, against a 10. As a rule of thumb, the player should stand in that situation. However, that is a basic strategy exception. The game only knows basic strategy. Also, please note that it is a standard blackjack rule that split aces get one card each. If one of them is a ten, it is not a blackjack, it is just 21 points. That is how blackjack is usually played.

I would like to thank JB for his outstanding work on this game, and Dingo Systems for the cards.

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Online Blackjack Bonuses

We constantly maintain a database of all the casino bonuses from the hundreds of online casinos we have reviewed, and we note which bonuses allow blackjack to count towards the wagering requirements. The below table shows a ranked list of the best money online blackjack bonuses, the ranking also takes into consideration wagering requirements, bonus amount offered, the quality of the site and more.

RankCasino NameBonus%WagerCashCodeCasino NameBonus info
1 King Billy Casino🧙 $100+100 spins 200% 1000xB
King Billy CasinoBonus🧙$100+100 spins
% 200%
Wager 1000xB
Code
2 Sloto'Cash Casino🧙 $33 - LCB33
Sloto'Cash CasinoBonus🧙$33
%
Wager -
Code LCB33
3 Win A Day Casino🧙 $68 - FREE68LCBN
Win A Day CasinoBonus🧙$68
%
Wager -
Code FREE68LCBN
4 Las Vegas USA Casino🧙 $11000 100% 90xB&D WIZARDBONUS
Las Vegas USA CasinoBonus🧙$11000
% 100%
Wager 90xB&D
Code WIZARDBONUS
5 Old Havana Casino🧙 $11000 100% 90xB&D WIZARDBONUS
Old Havana CasinoBonus🧙$11000
% 100%
Wager 90xB&D
Code WIZARDBONUS

Blackjack Online FAQ

Q1: What are the rules in online blackjack games?

A: As in land casinos, they vary. Online help files are notoriously badly written and incomplete. The Wizard of Odds, we try hard to keep an accurate listing of rules for every brand of software and live dealers. You may find such rules, for every game, in our Software Review section.

Q2: Generally speaking, are the rules better in land or online casinos?

A: All things considered, I would say they are better online. For one thing, you almost never see a blackjack (ace and 10) pay 6 to 5 only online, while this is becoming the norm in land casinos in the United States.

Q3: What are the typical rules at live dealer casinos online?

A: Live dealer rules are very similar to what you would see in a land casino. The typical rules are:

  • Eight decks
  • Dealer stands on soft 17
  • Dealer does NOT peek for blackjack
  • No surrender
  • Player may double on any two cards
  • Player may double after a split
  • No re-splitting

Be careful double or splitting if the dealer has a ten or ace showing. At most live dealer brands, you will lose everything if the dealer gets a blackjack. Under this 'no peek' rule, the only time you should put more money out on the table against a potential dealer blackjack is to split two aces against a dealer 10.

The house edge under the rules above is 0.61%.

Q4: When are the cards shuffled in online blackjack?

A: In a fully electronic game, they are probably shuffled after every hand. In a live dealer game, they are usually shuffled about half way through the shoe.

Q5: Oh really?! Even with only 50% penetration, what is to prevent me from counting cards against a live dealer?

A: I've asked this question of some people in the business. Nobody would tell me exactly how they protect their game against counters, but they assured me that they do. If I ran a live dealer casino, I would run a test of every player to see how their bet size is correlated to the true count. Then I would carefully examine the play of such players with a strong correlation.

Q6: How do 'probably fair' casinos accomplish so-called in blackjack?

A: It is rather involved, but here is typically how it is done:

Play Real Blackjack Online

  1. The casino will generate a random long string of characters, called a Server Seed, hash it, and give the hashed result to the player BEFORE he makes a bet.
  2. The player chooses a string of characters himself, called the Client Seed, or accepts a random default provided by the casino.
  3. The client and server seed are combined and hashed.
  4. The hashed result from step 3 will be parsed somehow, with the hexadecimal characters converted to base 10 and then mapped to specific cards if in a desired range.
  5. The game will deal cards according to their order in the hash from step 3. This hash should be long enough that running out of cards would be almost impossible.
  6. After the hand, the casino should reveal the Client Seed, which the player may verify hashes to the result provided before the bet. It is then a tedious process above to do all the math to convert the hash to actual cards, but the player may do that if he wishes.

I go into this in greater depth for a particular brand in my page on Blackjack (Encrypted Version).

Q7: I don't want to bother jumping through all those hoops to verify fairness in an encrypted game. Do you think that just the ability to verify fairness is enough to keep the casinos honest?

A: No. Encrypted or not, a casino could cheat the player in any game, except sports betting, any time they wished. In the case of an encrypted casino, the operator could choose a Server Seed that causes the player to lose after the bet is made. If the player catches them in a hash mismatch, which I think very few players bother to check, the casino can simply ignore the accusation or deny it without comment. This is exactly what happened to me at Wixiplay.

Q8: Your story aside, how common is cheating at blackjack, or any game, online?

A: In my opinion, it is quite rare.

Q9: How can I improve my odds of not being cheated?

A: There are hundreds, perhaps thousands, of Internet casinos out there. In the absence of any serious government regulation, the industry has done a pretty good job of regulating itself. Between legitimate watchdog affiliate sites and some common sense, here are some ways to choose a reputable brand to trust with your hard-earned dollar:

  • Read the fine print. Most casinos have a good looking main page, but dig around the more obscure pages like terms & conditions. If you see a lot of spelling and grammatical mistakes, that should set off a red flag.
  • Ping customer support. If you can't think of your own question, ask anything, for example, 'Do you accept players from Kyrgyzstan?' See how long it takes for them to reply and measure their professionalism and courtesy of their reply.
  • Check reputable affiliate sites. Many affiliate sites promote whoever pays the most, but the good ones are picky about who they promote and will intervene in the unlikely event of a player dispute. We would like to think of ourselves as one of the good ones. A good way to avoid the worst of casinos is to check the blacklists of reputable affiliates.
  • Smart small. Players should always bet in moderation anywhere, but especially when opening a new account online with an unfamiliar brand. Dink around with a small deposit and small bets until you have built up some trust.

Realistic Online Blackjack

Q10: Any other words of advice before playing blackjack online?

A: Whether playing online or in a land casino, use the appropriate basic strategy for the rules offered. The Wizard of Odds blackjack strategy calculator will give the correct basic strategy for almost any set of rules.
A much greater problem than outright cheating is online casinos faulting players on a technicality in the rules and seizing whatever funds they deem appropriate. This is a particularly a problem with bonuses. The terms and conditions for bonuses can be pages long and very restrictive in terms of allowed games, bet sizes, and types of bets. If the player loses, nobody ever checks, but after a win and withdrawal request, suddenly the play may be subject to careful review for compliance. Never assume that because you were invited to play a bonus via Email that you're eligible for it. Casinos typically blast everybody in their list. An easy rule to overlook is when a bonus is eligible for 'new money' only. Don't expect the casino to enforce this rule when entering a couple code, but do expect it when you actually make a withdrawal and they look for any reason to deny it.
While bonuses can make your money last much longer and increase your chances of winning, they are a minefield in terms of compliance. Read the rules carefully. If in doubt the way you play is compliant, then don't ask for the bonus in the first place.